Get rewarded for on-time payments.

Option to refinance within the first year at rates as low as 19.99%. Because you deserve to be rewarded for your commitment to consistent, on-time payments.
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Already a Capital Auto Loan customer? Access your Account Portal and a make a payment quickly and easily here.

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Need additional funds?

Whether you're eyeing refinancing your existing auto loan from a different lender or looking to take out an equity loan for the holidays, family trip, or home repair – Capital Auto Loan has got you covered.

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Auto lending done right.

Customer Loyalty
Our unique refinancing opportunity gives auto customers a tangible reward for punctual payments.
Fast and Easy Process
Our streamlined loan application and approval processes make it easy for customers to get into their new car faster.
Refinance & Save
Customers who pay on time for 12 months in a row have the opportunity to refinance to a lower rate.
Become a dealer partner

Financing with you in mind.

Capital Auto Loan is your trusted partner. Serving the community with pride and dedication, we ensure transparency, honesty, and your satisfaction.
Trusted Partner

We serve all our customers and partners with pride and dedication,  ensuring transparency, honesty, and your satisfaction.

End-to-End Service

From application to approval, from your first payment to your refinancing opportunity, we’re with you every step of the way.

Expert Support

Our team is always on hand to guide you through the loan process, answer your questions, and offer advice.

Built for your success.

Simpler Process

Forget third-party lenders. With our direct loans, you deal with us and only us, ensuring a smoother, quicker financing journey.

Customizable Solutions

Our team can craft a loan solution that's tailored to your individual needs, ensuring you get the best deal possible.

Guaranteed Refinancing

Pay on time for 12 months in a row, and you'll have the opportunity to refinance to a lower rate.

"Capital Auto Loan approved me for a loan when other lenders refused to work with me. I have always received exceptional customer service with every interaction. They really are helping me to build my credit. Highly recommend this company to all my friends and family!"

Chelsea D
Google Review

"Capital Auto Loan was able to offer me a car loan when I was rebuilding my credit. After a year of on time payments, they refinanced for me at a better rate with ease, just as advertised. Everything went according to plan and they were accommodating during the process."

Corbin Allen
Google Review

"I had the best experience with Capital Auto Loan. They helped me purchase my first vehicle which I am so very happy about. Everyone I have spoken with are extremely helpful and friendly. I am very happy with my experience with this company and would highly recommend."

Asha Dsouza
Google Review